(AmericanProsperity.com) – The holidays are stressful for many Americans, especially families trying to make ends meet after the many economic hardships of this year. So, to protect your wallet and keep stress at bay, it’s best to be proactive in identifying and discrediting this year’s set of phishing schemes.
A popular way to reel in victims is through a pyramid scheme promising gifts or money if you send money to someone else. However, the Better Business Bureau warns this is actually an illegal scheme often used to get personal information from participants.
Phishing emails and texts will also descend upon your inbox. So, ensure every website you input personal information into has a secure connection, identified by a lock symbol next to the URL. Google created a quiz to help you spot any mischievous phishing links:
Also, if you've got a few minutes, I recommend you do this phishing quiz from Google: it will teach you the tricks phishers use and help you spot them in future https://t.co/Iqxt8yHFlL (I do it from time to time and don't always get all of them right).
— It's Katemas Time (@katebevan) September 25, 2019
Lastly, no-touch payment has become popular this year due to coronavirus fears. So, protect your tap-to-pay credit card and ensure skimmers have not been placed at payment kiosks.
With the heightened stress that this year has brought, it can be easy to let your guard down and try to spread a little holiday cheer. But, make sure to do your due diligence and research before providing information to anyone, as scammers are always hoping to draw you in.
~Here’s to Your Prosperity!
Copyright 2020, AmericanProsperity.com